Mortgage rates have been lower than ever, so refinancing your existing home loan could provide major savings. Refinance your mortgage and shrink your payments. You can also save hundreds on your homeowners insurance by comparing rates to find a lower price on that coverage. If your insurer won’t give you a break, shop around for a better policy. Because Americans are driving less during the pandemic, many car insurance companies have cut their rates. Tame your credit card debt - and make it go away more quickly - by rolling your balances into a single debt consolidation loan at a lower interest rate. If you’ve been leaning hard on your credit cards during the COVID crisis, you're probably building up a mountain of interest. And download a free browser extension that will instantly check for better prices and coupons every time you shop online. Do more cooking yourself, and stop ordering carryout so much. Say goodbye to any subscription services you're not using. If the coronavirus is crushing your budget and you need more than the latest $600 checks right now, here are a few ways to scrape together some money on your own: "We will get right to work to turn (President) Biden’s vision into legislation that will pass both chambers and be signed into law," said House Speaker Nancy Pelosi and incoming Senate Majority Leader Chuck Schumer, in a joint statement. Leaders of the new Congress say fresh COVID aid, including the new direct payments, is their first priority. What's the possible timing on 3rd checks? Those may have included buying affordable life insurance, as sales have surged during the current health crisis. Bureau of Labor Statistics says.īut some people invested the cash, according to a bureau survey, or used it for other financial priorities. When Americans received the government's initial round of $1,200 checks last spring, they largely spent the money on groceries and other basic expenses, the U.S. You just have to choose between paying rent and putting food on the table." "The $600 already appropriated is simply not enough. "We will finish the job of getting a total of $2,000 in cash relief to people who need it the most," Biden said. In his speech last Thursday, Biden made a pledge to provide the missing $1,400, and he said that would be "immediate."
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